For years financing of gas stations properties and businesses has been challenging but in the recent years the challenge has dramatically increased due to the ever changing industry, environmental concerns and price of crude.  Many traditional banks lenders do not venture into gas station financing arena due to the fact that these types of properties are considered to pose a greater risk to the lender.  In addition to the above mentioned concerns, petro-stations are cash business and verifying the cash flow is difficult, but the most important concern for the lender is in case of default.  Unlike other commercial financing such as retail plazas or multi-family buildings where the leases and rents can be reassigned to the lender, gas stations require an owner operator to ensure continuation of business.

Among the few traditional lenders that do provide financing for gas stations, their financing criteria is very strict, often requiring the purchaser to have significant experience and the loan to value provided may be even more conservative.

We are fully aware of these challenges and understand that financing a gas-station, gas-station plus convenient, gas station plus car-wash or service garage have unique and complex challenges. That is why we have built relationships with various lenders that have the appetite to finance these types of properties and understand the challenges faced by the borrower.

Whether you are need of a mortgage to acquire a gas station or need financing for renovation we are happy to assist you in getting the financing you need for your purpose.